NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. service provider and read the information they can provide. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. up to the coverage limit, currently $250,000.00. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Notice this card charges a monthly maintenance fee of up to $9.95. So you can avoid interest payments, bounced checks, or overdraft fees. 2023 Bankrate, LLC. This is a third-party fee and is subject to change. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Start to spend more time on the things that matter like family, friends and everyday life. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Snapshot. but can take up to one hour. How to Find a Money Transfer Service Near Me? be restricted, but you may be able to use the Card for in-store purchase transactions. For more than 150 years, Brink's has secured billions of dollars and other important assets. It's a 16-digit number and CVV code that are tied to an account. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. The information, including card rates and fees, is accurate as of the publish date. Home equity line of credit (HELOC) calculator. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Neither Plan Fee option includes any other fees. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Compare its features and fees in our detailed review. Set the dial to 0. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Fill in the application form. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Pay- To participate in the Savings So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Login. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. 8. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. See the Filter & compare all your options in one place. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. NO PURCHASE NECESSARY. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. 1 We may also ask to see your driver's license or other identifying information. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Getting a Mortgage With a Smaller Down Payment and No PMI. Our goal is to give you the best advice to help you make smart personal finance decisions. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Residents of Vermont are ineligible to open a Card Account. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Reverse Mortgages: When Do They Make Sense? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly No charge for this service, but your wireless carrier may charge for messages or data. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. $4.95 per transfer via Customer Service Agent. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Release Summary. Find out how. This is a third-party fee and is subject to change. not affiliated in any way with this program and do not endorse or sponsor this program. No Fee. Just a dollar-for-dollar match. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). if (theYear < 1900) theYear = theYear + 1900; $1.00 per declined transaction. Fee is assessed to transferor's account when the transfer is Use of Card Account also subject to fraud Interest bearing savings account can be connected. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Fees 8.0/10. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, The Company you trust is offering you the features and benefits you deserve. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. If How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Fee varies Per transfer. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. However all credit card information is presented without warranty. These are some of the most common fees associated with the use of your Card. Consolidating vs. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. 6,000,608 and 6,189,787. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. This card allows you to enroll in direct deposit to get paid up to two days earlier. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Fee To participate in the Savings You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. in electronic form. See if you qualify for student loan refinancing and compare real time offers. This is a third-party fee and is subject to change. numbers. There is no minimum balance. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. No cost for online or mobile Account-to-Account Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Managing your money wherever, whenever. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. See the Cardholder Agreement for details. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. All products, logos, and company names are trademarks or registered trademarks of their respective holders. this post may contain references to products from our partners. Check the banks website for the most current information. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you.