0000007851 00000 n So fast. This website is not intended for residents of New Mexico. 2The Cigna HealthCare of Florida, Inc. service area is comprised of the following counties: Brevard, Broward, Clay, Dade, Duval, Hillsborough, Lake (only zip codes 34711, 34714, 34715, 34755), Nassau, Orange, Osceola, Palm Beach, as, Polk, Seminole and Volusia (only zips 32713, 32725, 32738). For a complete list of both covered and not covered services under your plan or policy, including benefits required by your state, see your insurance policy, evidence of coverage, or your employers insurance certificate or summary plan description. For a physician referral, please call (800) UCLA-MD1(825-2631). In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). As strategic relationship managers, we work together collaboratively to achieve our mutual objective quality, affordable care. They are partner in total health and wellness and are there for customers 24/7 - caring for their body and mind. Bywaters mission is to deliver our customers the best experience possible. Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. 0000401390 00000 n to be added in. To learn more, call 310-825-7163. Serving Central Florida Since 1977. Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. As a global health service company, Cigna's mission is to improve the health, well-being, and peace of mind of those they serve by making health. 0000393640 00000 n Get tools and flyers to share with your clients Dental Network Together, we can build a solution that's right for your clients For more information, email CignaPayerSolutions@cigna.com or call 1 (888) 284-6851. Phone: 800-992-8088; Email: info@cwibenefits.com; Find us on: Facebook page opens in new window Twitter page opens in new window Linkedin page opens in new window. endstream endobj 279 0 obj <>/Metadata 20 0 R/Pages 276 0 R/StructTreeRoot 43 0 R/Type/Catalog/ViewerPreferences<>>> endobj 280 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 281 0 obj <>stream We offer turnkey online enrollment, billing, claims and call center operations to help you meet your benefit solutions strategies and needs so you can grow your business and attentively serve your membership. 0000397752 00000 n Plans come with $0 virtual care and $0 preventive care Financial assistance available, if you qualify Additional coverage for diabetes and asthma/COPD, if needed Available for shopping during Open Enrollment (Nov 1-Dec 15, in most states) See what Cigna offers %PDF-1.6 % This means you have access to Cigna's In-Network providers and . 201. Cigna is more than a health insurance company. startxref hZn> Z,Y( B>"I(urHY*UY+;UeC+T]*hhsU72oreCg*8UH\paV3&3!&T1X%0IU In California, Network plans are offered by Cigna HealthCare of California, Inc. Cigna Behavioral Health, Inc. and Cigna Behavioral Health of California, Inc.1. Phone Number. Oct 4, 2016. a listing of the legal entities 0000027001 00000 n Their accounting department is fabulous. 0000022230 00000 n ", "I appreciate your responsiveness and really looking forward to our partnership with Bywater in 2022 ", "You are setting the bar pretty high at Bywater!!! Copyright 20082023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Cigna offers quality plan options, personalized support, and low costs. 0000009397 00000 n We are dedicated to providing the most effective . ", "I love that Bywater is a TPA willing to meet the needs of our businesses with smaller employee populations. Being able to depend on responsiveness when its most critical provides me with a certain level of comfort., Implementation was a challenge for my team. ", My Account Manager is responsive. You are always responsive and helpful. The customer service representative was very knowledgeable about my health plan which helped a lot ! Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. CO - Cigna Dental Health of Colorado, Inc. DE - Cigna Dental Health of Delaware, Inc. FL - Cigna Dental Health of Florida, Inc.6. Our office staff will happily verify your insurance benefit. They also don't know how to process claims. As a third-party administrator, we specialize in helping small to mid-sized companies make the switch from fully insured to a self-funded plan, guiding and simplifying the process every step of the way. I find Bill Bywater to have high integrity, hes part of the local community, his roots are here, and he hires great people. "I havent had a chance to tell you thank you for all your efforts. The list is very long, but not limited to: For additional plan disclosures that may be applicable to your plan or state, please view our Product Disclosures. For questions, please call 505.727.2727. If you are covered by health insurance, you are strongly encouraged to consult with your health insurer to determine accurate information about your financial responsibility for a particular health care service provided by a Centura Health facility. Then they say your not covered for that! Accidental injury, critical illness, and hospital care. Our team of experts is laser-focused on your success. It has been great working with you and I look forward to doing more of these. They are more than a company, they are a friend, and they make sure you are taken care of, they make sure your needs on the real estate side or the management side are taken care of and theyre always there to help you. Your third-party administrator (TPA) services should work seamlessly with all of your health insurance partners. 0000010625 00000 n We have paid out more money ourselves than the insurance has. This information was provided by Mployer Advisor. Details. For example, they left me a $500 copay stating my X-ray taken at the hospital was for an outpatient hospital stay. CIGNA ID cards will continue to show the Scranton, PA address for claims and correspondence submission until they are updated throughout 2011. 278 0 obj <> endobj . Cigna may not control the content or links of non-Cigna websites. Request Information. The University of California, Los Angeles (UCLA) is designated as: To schedule a consultation with UCLA Bariatric Surgery in Los Angeles, California, call us at 310-825-7163 or fill out ouronline form. 0000011061 00000 n b\e1*O?;c;>y ./}?=T_U_s4phSELM%:TGzM}]{;Z{Sd7ps5_6? 7evt>O7/y}b *]VA{G'9 "FW/_8TKVbro4UZ{#z06yg7tur4M.YYOGQH|6}GE>T}4]Lv.\+U(+MYn[jz.w/M\cS QU?!zbms`,{P4>mT=Qjb,%{1CaC:bR* 5R;SJ07a%c6WdxIE n# : + Cigna may not control the content or links of non-Cigna websites. 0000025585 00000 n For more information, emailCignaPayerSolutions@cigna.comor call . Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. Your response will be removed from the review this cannot be undone. Thank you for helping me lay this out in the correct fashion and report to my client with good info! CareAlliesProvider Collaboration Solutions. Our team always puts the customer first. We support the spectrum of benefit administration needs ranging from employer plans, health plans, agency back office, HRIS and other third party solution administration needs. For the following services, we collaborate with Cigna's affiliate, eviCore Health (eviCore), to manage the precertification process and administration of the services. 24 hours a day, 365 days a year. 0000402434 00000 n In North Carolina, patient care services for worksite health and wellness centers are provided by Cigna HealthCare of North Carolina, Inc. %%EOF Any insurance company or agent of an insurance company who knowingly provides false, incompleteor misleading factsor information to apolicyholder or claimant forthe purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Worst company ever. Im excited to start 2022 with Bywater and Veracity!! Under the Families First Coronavirus Response Act (FFCRA) and the CARES Act, individuals enrolled in a private health plan who purchase an over-the-counter COVID-19 test may be reimbursed by the health plan/insurer. Inpatient care 100% in-network preventive care coverage 0 307 0 obj <>/Filter/FlateDecode/ID[<922F595429F03242A768AF7997AEBB29><9026FA9FFCD51241847B932A1C65054F>]/Index[278 54]/Info 277 0 R/Length 134/Prev 477804/Root 279 0 R/Size 332/Type/XRef/W[1 3 1]>>stream Make an appointment with Alexandrina Saulis, MD at AdventHealth now, find contact information and more. As part of the Roundstone Insurance family, Bywater grew out of the need to offer self-insured employers participating in Roundstones group medical captive health insurance plan a better alternative for plan administration. Participation in a weight loss program. 0000027895 00000 n For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. 0000027330 00000 n Delivering value for Third Party Administrators. Cigna. What is up with that? The language is easy to read and interpret, and coverage, exclusions, and financial obligations are clearly spelled out so everyone is on the same page. We have referred them to other property owners and will continue to do so. As the trusted service and benefits technology platform of Employers, Health Plans, and Benefits Administrators, CWI has evolved to be a TPA, data integrator, and Software-as-a-Service vendor. hbbd```b`` A$+-"VHr0;L 0000004618 00000 n 0000006718 00000 n - Delayed response to providers (some claims were processed 6 months after submission); The myCigna app gives you a new and improved way to easily access your important health information. 0000000016 00000 n Report. In California, CWIBenefits, LLC does business as CWIBenefits Insurance Services (as agency) and CWIBenefits Administrator (as TPA). Cigna/GreatWest: 1-800-244-6224: www.cigna.com: Clear Spring Healthcare: 1-877-364-4566: www . 0000027651 00000 n Complete the form below to enroll and get your eligible diabetes supplies shipped direct to your door. I strongly recommend going with a different insurance company. 0000001617 00000 n 143 0 obj <>stream 407.206.7300 This information is not currently maintained by, endorsed by or affiliated with, Religious, Civic and Social Organizations. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. 15422 Detroit Avenue, Lakewood, Ohio 44107 P . 0000013170 00000 n Enroll Today for Fast, No Hassle Processing of Your Diabetes Supplies. Tel-Drug, Inc. and Tel-Drug of Pennsylvania, L.L.C. HuQi R`rrgh|`H@,&F`@ 0000001787 00000 n Health coverage is provided subject to any deductibles, co-payment, or coinsurance provisions. Cigna. They state this is "normal" but I've never had this issue with any insurance company before this one. They do offer a decent 401k package but their health insurance is not the best. PO Box 182223. We offer multiple networks and Pharmacy Benefit Managers (PBMs) to meet your unique needs. You must be a Cigna customer to use the secure myCigna mobile app. Rates may vary and are subject to change. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. Bywater members use Cigna's network of providers, with their health benefits plan administered by Bywater. Whether it is claims processing, enrollment, workers compensation or HR data management, we will continue to help meet your benefit plan administration needs. 94 0 obj <> endobj Serving Central Florida for over 45 years, our services include landlord/tenant representation, owner/seller representation, investor/buyer representation, property management, site selection, property valuation, and asset management. 0000028201 00000 n A person must have a body mass index (BMI) of 40 or greater, orBMIof 35 or greater with an obesity-related co-morbid condition including, but not limited to: **Please Note: All clinical guidelines and qualifying factors vary based on insurance company and the policies in place. Disregard the Scranton, PA address on the ID card and submit all medical claims and correspondence to the appropriate Chattanooga, TN address shown in the tables of the November 2010 issue of Network News. All insurance policies and group benefit plans contain exclusions and limitations. Bywater provides employee benefits and group health insurance to small to mid size employers in the Cleveland-Elyria, OH Metro Area. I then had to explain that an ultrasound is NOT an X-ray but that an X-ray falls under radiology which has a different copay amount. In jurisdictions outside the USA and Canada, products and services are offered by or through Cigna Global Insurance Company Ltd. or affiliates and contracted companies. The fact I had to explain that to them was completely ridiculous. CA - Cigna HealthCare of California, Inc.1. Lovelace Health System accepts most major insurance plans so you can access all of our hospitals, health care centers and providers. 0000005623 00000 n Joe Doremus, All American Boulevard Warehouses. Benefits information above is provided anonymously by current and former ByWater Solutions employees, and may include a summary provided by the employer. 0000014090 00000 n 0000014378 00000 n xref As your collaborative and trusted partner, Cigna Payer Solutions helps to drive employee health, lower employer costs, and support and enhance the unique value you bring to your customers. Were committed to helping you manage your health plan efficiently, with best-in-class service no matter your group size. We help employers manage their health plans with ease, ensuring your employees are using their benefits optimally. 2.0. We help increase your productivity and efficiency by providing friendly, expert, and data-driven administrative services to your employee health benefits plan. All insurance policies and group benefit plans contain exclusions and limitations. 0000050665 00000 n If you have specific questions regarding your health insurance policy, please contact our office at310-825-7163, option 2. Bywater's mission is to fully integrate with advisors and captive managers of choice while delivering the high . About Your Insurance Presbyterian Hospital accepts most major insurance, including Medicare, Medicaid, and Presbyterian Health Plan. If you have questions about coverage, payment plans, or financial assistance, please contact your insurance provider or our business office. 7In Virginia, worksite health and wellness centers are provided by Cigna Health and Life Insurance Company. For other questions regarding eligibility and coverage of services, please contact your health plan representative. All insurance policies and group benefit plans may have exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. Learn about ByWater Solutions , including insurance benefits, retirement benefits, and vacation policy. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Bywater 2023 | Bywater is a third-party administrator managed by Roundstone Insurance. Switching to a self-funded plan is easier when you have a trusted partner to help guide you. IN - Cigna HealthCare of Indiana, Inc. and Cigna HealthCare of Illinois, Inc. MO - Cigna HealthCare of St. Louis, Inc. and Cigna HealthCare of Tennessee, Inc. NC - Cigna HealthCare of North Carolina, Inc. NJ - Cigna HealthCare of New Jersey, Inc. SC - Cigna HealthCare of South Carolina, Inc. Cigna Health and Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA) or Connecticut General Life Insurance Company (900 Cottage Grove Road, Bloomfield, CT 06002 USA). Bywater's mission is to deliver our customers the best experience possible. Together, we can build a solution that's right for your clients. 0000005576 00000 n Former Employee. The individual must have actively participated in the program for at least 3-6 months; Pre-operative nutritional counseling with a Registered Dietitian; United Health Care (UHC) Optum Center of Excellence Network (COE), Blue Cross Blue Shield Bariatric Resource Service (BRS). 0000011937 00000 n For 30 years, we have been lighting the way to better health by providing our customers an easier way to have products delivered directly to their door. Cigna is a health and wellness company which specializes in fitness programs, individual private medical insurance and global health benefits. The Bywater Company is a full-service commercial real estate firm specializing in brokerage, consulting, development, and property management in the office, medical, industrial, and land sectors. 0000395696 00000 n My experience with them has been so positive, I feel like Bill is someone that I can trust and recommend even to a family member. 5Cigna Dental Health, Inc. provides network management and other administrative services for Cigna Dental plans. Bywater has partnered with EHCS to provide your diabetes supplies. Cigna login/register. Some employers demand a higher level of customization and flexibility that aligns with the capabilities of a Third Party Administrator (TPA). Implementation & integration is seamless, as we bring 30 years of expertise & technology to your clients. that insure or administer group HMO, dental HMO, and other products or services in your state). K`|1/I?8u/*bo>$C This company also offers dental services, voluntary benefits, and accident insurance. If you are a participant please call 800.992.8088 or email customerservice@cwibenefits.com. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see trailer hb``c``:pDAb@qa 1Fv>`hpb83+Z ii Du1h}aZxK1Ag jx8/G80=`y 4Z[lgUhP u G@;O]fc`He` )$ They do offer a decent 401k package but their health insurance is not the best. 0000028532 00000 n 0000012607 00000 n Current and former employees report that ByWater Solutions provides the following benefits. 0000007280 00000 n 0000009953 00000 n 94 50 *Weight loss results can vary depending on the individual. 0000008700 00000 n View our Digital Toolkit for more information about our solutions available to TPAs. Please email us atContactUs@myEHCS.com. They don't know what they are doing. %PDF-1.4 % Cigna Collaborative Care Listing Home Delivery Medical Supplies and Services Lifesource Organ Transplant Network Multiplan (Out-of-Network) Directory Payer Solutions Shared Administration Repricing (SAR) Choosing Wisely State of Vermont: Annual Hospital Report Cards Dental Dental PPO SA Plus or Dental PPO SA Directory Radius Dental Directory CWIBenefits, LLC (CWI), is a technology based Third Party Administrator (TPA), offering total benefits administration services and data management. IL - Cigna Dental Health of Kentucky, Inc. KY - Cigna Dental Health of Kentucky, Inc. MD - Cigna Dental Health of Maryland, Inc. MO - Cigna Dental Health of Missouri, Inc. NC - Cigna Dental Health of North Carolina, Inc. NJ - Cigna Dental Health of New Jersey, Inc. PA - Cigna Dental Health of Pennsylvania, Inc. VA - Cigna Dental Health of Virginia, Inc. ", "You guys are all AWESOME. Access Your Member Portal at https://bywater.vbagateway.com today! Edwards Health Care Services, Inc. (EHCS) is your first-choice provider of direct-to-home, high quality diabetes supplies. 0000011464 00000 n 0000025529 00000 n 0000001945 00000 n Worst insurance ever!!! And you'll have the freedom to include cost-saving and wellness measures that save you money in many cases without waiting for your renewal period to implement new programs. Many PPO insurance providers are now providing coverage for Gastric Sleeve, Gastric Bypass, Distal Bypass and Lap-Band Removal. Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. Refer to your official plan documents for the name of the company that insures or administers your specific insurance policy or benefit plan. The worst, most painful experience of my life! Commercial/Group Products Bywater is a third-party administrator (TPA) of self-funded health insurance. Chattanooga, TN 37422-7223. Benefits are generous and internet and phone are paid. Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see Bywater has partnered with EHCS to provide your diabetes supplies. Meet Bywater. - Randomly rejecting claims, even the recurring treatments, or COVID tests after exposure!! With easy one-touch secure sign on, you can access your digital ID cards, manage your health information, update your profile, and more. Cigna Onsite Heath, LLC provides management services to worksite health and wellness centers in Michigan, Minnesota, New Jersey, and North Carolina. AZ - Cigna Dental Health Plan of Arizona, Inc. CA - Cigna Dental Health of California, Inc.1. Evernorth Care Group is the group medical practice division of Cigna HealthCare of Arizona, Inc. Here are the plans Lovelace Medical Group accepts. Hiring The Bywater Company has turned out to be a super investment, as well as a pain-free, no headaches to me type of situation and relationship. Please Contact us at310-825-7163. provider has your correct Bywater Insurance information. The worst insurance my husband's company has ever had, my husband needs to get a CT scan done Monday and they denied it!! All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, and not by Cigna Corporation. In New Jersey, patient care services for worksite health and wellness centers are provided by Alegis Care, New Jersey, P.C. No vision or dental offered. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. In Michigan and Minnesota, patient care services for worksite health and wellness centers are provided by HS Clinical Services, PC, an independently owned professional corporation. In all other states (where available), Cigna Dental Care plans are insured by Cigna Health and Life Insurance Company, Cigna Health and Life Insurance Company or Connecticut General Life Insurance Company. Theyre on your side when it comes to questions on claims, renewals, vendor implementation, and more. All member calls answered in 2 minutes or less, Acknowledgement of all inbound inquiries in 24 hours or less, All employers onboarded with their Summary Plan Description completed in 30 days or less, 99% of all claims adjudicated accurately in 14 days or less. We believe that they are an excellent company. 3In Florida, lock-in medical products (including Exclusive Provider Organization, Open Access Plus-IN, Network and Network Open Access plans) are only available for sale to customers sitused in the following counties: Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, Dade, Duval, Flagler, Hendry, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union, and Volusia. Why Choose Bywater? Orlando, FL 32801 Together with the TPA, our goal is to educate members so they can make better, more informed health care decisions. 0000028053 00000 n 0000005821 00000 n %%EOF They then left my ultrasound copay instead. It may not be complete. 6Cigna Dental Health of Florida, Inc. is a Prepaid Limited Health Services Organization licensed under Chapter 636, Florida Statutes. 0000027408 00000 n 0000001296 00000 n 0000026709 00000 n 0000025709 00000 n Thanks again. Thank you. Read full disclaimer. Self-Funding Captive I'm clumsy and get hurt often and this insurance keeps denying claims making me fill out a letter every time stating I wasn't in an accident.