Move your balance from any card in the UAE to your HSBC credit card and you could enjoy an interest rate as low as 0% for the first 12 months. HSBC India reserves the right to seek such documents as deemed fit, for … See our help and support pages for guidance and to find out what you can do through online and mobile banking. EMI, Cash advances, Purchase outstanding and Balance Transfer in descending order of interest rates, and within a given ‘plan’, the payment will be allocated in a predefined order of (1) Service charges, (2) Finance charges, (3) Late payment charges, (4) Annual fee and (5) Other fees. If amount requested to be transferred from other bank credit cards to the Cardholder's HSBC Card is greater than 95% of the available credit limit on the Cardholder's HSBC Card, Balance transfer (Including Interest) will be processed for an amount that equals to 95% of the credit limit. Make sure you keep up with this, otherwise you’ll have to pay a fee. In case there is no purchase outstanding, the payment made in excess of the Total Payment Due will be adjusted in accordance with the 'payment hierarchy', (EMI, Cash advances, Purchase outstanding and Balance Transfer in descending order of interest rates). The minimum amount that can be transferred from any other bank credit card account to the HSBC Card is ₹ 5,000 subject to the availability of the credit limit in your HSBC Card. The terms of this offer shall be in addition to and not in derogation of the terms contained in the Cardholder's agreement. Kindly note that according to the new payment hierarchy effective 5 August 2013, the payments will first be apportioned to the extent of minimum payment due, first by the following ‘plans’ i.e. The entire balance outstanding on the credit card (including any balances transferred) will become payable immediately upon closure of the credit card whether such closure is initiated by the Bank or by the Cardholder. Balance Transfer-on-EMI is a facility that allows you to transfer the outstanding balance from your other bank credit cards to your HSBC Credit Card and repay it in easy monthly instalments at a lower interest rate. Here's an easy way to share your thoughts, stay informed and join the conversation. The Cardholder can choose from multiple tenure options from 3 months, 6 months, 9 months, 12 months, 18 months and 24 months. This site is primarily intended for those who access it from within India. HSBC reserves the right to decline any Balance Transfer request with intimation to the Cardholder. Upon completion of the 'Balance Transfer term', if applicable, balance amount is merged with the other outstanding on the credit card and interest will be charged as per regular rate applicable, as communicated to the Cardholder from time to time. In case a Cardholder has availed of two or more separate Balance Transfers of the same tenure, the repayment will be allocated in the same sequence that the Balance Transfers have been applied for. In the event a Cardholder transfers different amounts under different Balance Transfer options, the repayment will be allocated to the Balance Transfers in decreasing order of the interest rates i.e. Nothing contained in this scheme shall be constructed as an obligation on HSBC to continue the scheme after the scheme termination. The eligible Cardholder shall pay the minimum payment of 5% of the outstanding balance which is part of the Minimum Monthly Payment due on or before the payment due date. The minimum amount for each balance Transfer (“BT”) application is RM1,000. By continuing to browse this site, you give consent for cookies to be used. Convenience: Paperless application process through Balance Transfer on Phone Please leave your contact details, click on submit and an HSBC representative will get in touch with you. Balance Transfer-on-EMI is a facility that allows you to transfer the outstanding balance from your other bank credit cards to your HSBC Credit Card and repay it in easy monthly instalments at a lower interest rate. for 26 months with 1% balance transfer fee: Balance transfer revert rate: Cash Advance Rate (21.99% p.a.) https://www.bankbazaar.com/credit-card/credit-card-balance-transfer.html HSBC reserves the right at any time without previous notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this scheme by another scheme, whether similar to this scheme or not, or to withdraw it altogether. Incorporated in Hong Kong SAR with limited liability. Find out how an HSBC Advance Current Account can reward you. Finance charges will be applicable from the date Balance Transfer Perpetual is approved until the entire amount along with charges are paid in full. Delight in a smart way of saving interest. Benefit from a lower interest rate on the transferred balance than the interest rate levied on your other Credit Card outstanding (Perpetual Balance Transfer) No-pre-defined repayment term is applicable for the Perpetual Balance Transfer (PBT), Make a minimum repayment per month for your Perpetual Balance Transfer equal to 5% of the outstanding Perpetual Balance Transfer amount (subject to a minimum of ₹100), The interest charged on the Perpetual Balance Transfer is between 1% to 1.2% per month on the outstanding amount of your Perpetual Balance Transfer. On availing of the ‘Balance Transfer Perpetual the interest rate ranging from 1% p.m. to 1.2% p.m. is applicable on the monthly outstanding Balance Transfer Perpetual amount until the entire transferred balance is repaid. HSBC reserves the right to decline or reduce the amount of any Balance Transfer request. The HSBC balance transfer credit card offers new customers 0% interest for 25 months on balance transfers, with a 2.85% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). HS alance Transfer Online Offer (“ Programme”) starts from 1 January 2019 to 31 December 2019 (“Programme Period”) and open to HS ank Primary credit cardholders who hold a HS redit ard for not more than 180 days: HSBC Premier World Travel … Balance Transfer transaction will block the available credit limit on the Cardholder's HSBC Card up to the amount of Balance Transfer on EMI availed of including applicable charges and Goods and Services Tax (GST). However, the benefit of a balance transfer card is being able to focus on clearing existing debt. HSBC will allocate payments received from you to pay off the portion of your balance attracting the highest interest rate first and subsequently to … This facility cannot be availed of to transfer balance from another HSBC Credit Card. The management fee is subject to HSBC Amanah’s approval. Per extant Reserve Bank of India (RBI) guideline, no advances should be granted by banks for purchase of gold in any form, including primary gold, gold bullion, gold jewellery, gold coins, units of gold Exchange Traded Funds (ETF) and units of gold mutual funds. This offer is applicable to select HSBC Credit Cardholders depending on eligibility (hereinafter referred to as the ‘Cardholders’). HSBC’s Balance Transfer card is designed to let you transfer an existing balance to HSBC to enjoy an extended interest-free period. You’re responsible for paying the other lenders until your transfer is complete. Consolidate all your non-HSBC Credit Card balances and transfer to your HSBC Credit Card to save on finance charges. It's a simple way to get more from your HSBC credit card. In case of Balance Transfer on EMI, the EMI instalments will be treated as purchase outstanding for the purpose of payment apportionment. 0% interest for 25 months* on balance transfers made within the first 60 days of account opening, 0% interest on purchases for 3 months* from account opening. Here are some of the major benefits of a balance transfer to HSBC Credit Card that will justify your decision: Flexible repayment tenure: You can choose from a repayment tenor ranging between 3, 6, 9, 12, 18, and 24 EMIs as per your convenience. A Balance Transfer Perpetual transaction will first utilize the available cash limit before blocking the purchase limit. Please visit your local branch to apply. HSBC Rewards Plus: Balance transfer rate: 0% p.a. Processing fee: 1% of the Balance Transfer value (subject to minimum of ₹149) SMS ‘BTR’ to 575750 and our representative will call you back, Sample calculation of Monthly installment for ₹1,000. Quick and Timely: If the customer is able to meet the eligibility criteria of a balance transfer then HSBC Bank will allow the customer to transfer the balance from one credit card of different bank to HSBC Bank credit card within a short period of time, hence would be of timely help to pay the current credit card debt. Balance Transfer fees will apply. Move your outstanding card balance to HSBC If you have outstanding credit card balances with other banks, move them to your HSBC credit card and pay off the balance flexibly over a period of up to 24 months at a discounted interest rate. If the amount (as mentioned in the verbal or written application form) to be transferred to the HSBC Card exceeds the maximum eligibility of the available credit limit on the date of acceptance by HSBC, HSBC will automatically transfer the amount which is equal to the customer's eligibility, and this policy is informed to the Cardholder at the time of application. All fields mandatory : Name : Are you an existing HSBC Customer : Occupation : Yes No : Salaried Self Employed : Annual Income: City : Mobile Number : Loans available for listed cities only . The minimum amount due appearing on the Cardholder's monthly statement is calculated as a percentage of the total outstanding retail balance + monthly EMI due on Balance Transfer on EMI. The Cardholder should continue to make payments on the Cardholder's other bank credit card until the Cardholder receives confirmation in a subsequent HSBC Card statement that the account with the other issuer has been credited. However, if such partial payments do not cover the amount of EMI for the month, standard finance charges (including late payment fee) will be levied also. Balance Transfer processed through NEFT cannot be reversed once the request has been processed and the amount has been credited to the other Bank credit card account. If the Cardholder has subscribed for the 'Credit Card Account Settlement Option' to automatically settle the credit card outstandings by a debit to the Cardholder's HSBC Current/ Savings account, there will be a 5% minimum payment deducted from the outstanding instead of 100% Credit Card Account Settlement Option. Representative example 21.9% APR (variable) Representative APR 21.9% p.a (variable) Purchase rate Based on an assumed credit limit of . Balance Transfer Proceeds will be credited to other Bank’s credit card account through National Electronic Funds Transfer (NEFT) only. We aren't offering our Balance Transfer Credit Card in branches at the moment. SMS BTR to 575750 and our representative will call you back. Purchase limit will be blocked for the balance 20,000. You'll need to bring identification, proof of your address and a recent bank statement. The Cardholder can transfer outstanding balance from one or more other bank credit cards under the same or different Balance Transfer options, within this limit. It’s easy to get in touch online. All rights reserved, Discover our longest balance transfer card. All rights reserved. If you have more than one credit card, a balance transfer could help consolidate what you owe, streamlining multiple monthly bills into one easy low-interest payment. Email Address : This is not a Loan Application Form. In case the amount paid does not clear the EMI amount (partly or fully), the remaining EMI amount will be added in the next month's minimum amount due along with standard interest rate charged on the said amount. Personal Details. We use cookies to give you the best possible experience on our website. The other bank card from which the balance is to be transferred to the HSBC Card must be nondelinquent and current. You just need to provide a few details as part of your application. In these challenging times, we're here to support our customers and employees. Balance transfer cards from HSBC The HSBC Gold Mastercard® credit card is the primary HSBC balance transfer card offering an intro 0% Introductory APR on balance transfers for the first 18 months from account opening. HSBC shall not be held liable for the service charges or late payment charges debited to your other bank credit card account due to decline or delay in execution of your Balance Transfer request. HSBC will conduct a 'dummy authorisation for ₹1,000' on the other bank credit card. If the authorisation is successful, Balance Transfer transaction will be approved subject to regular Balance Transfer approval conditions. This card had previously offered a lower 1.5% balance transfer fee on balance transfers. View your pre-filled application form, submit in just one click, and receive an instant decision. Easy eligibility: You can balance transfer any dues of more than Rs. This card has 0% interest for 18 … 5,000 to HSBC Credit Cards under … This is much lower than what you would usually pay as interest for a current outstanding balance. By participating in this offer, the Cardholders shall be deemed to have accepted all the terms and conditions in totality. The Zero% Balance Transfer is a feature on HSBC Credit Cards whereby you can get part of your unused HSBC Credit Card limit to pay off your outstanding balance on credit cards issued in Egypt that you may hold with other banks by transferring the balance into the other bank card account via a transfer. Online banking is a convenient way to manage your card. Follow us: Choose between loan tenures of 3, 6, 9, 12, 18 and 24 months, Apply now for the Balance Transfer facility This link will open in a new window, Apply Now for the Perpetual Balance Transfer facility This link will open in a new window, Enquire online for the Balance Transfer facility, Apply now for the HSBC Cashback Credit Card This link will open in a new window, HSBC India Facebook Account This link will open in a new window, HSBC India Twitter Account This link will open in a new window, HSBC India Youtube Account This link will open in a new window, Careers, media, investor and corporate information. Click to know more. The Cardholder should continue to make payments on the other bank credit card until the Cardholder receives confirmation in a subsequent HSBC Credit Card statement that the Balance Transfer amount from the other bank credit card has been transferred to the HSBC Credit Card. No Foreclosure charge is applicable in case of early repayment of Perpetual Balance Transfer amount. Plus, the HSBC Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee. However, in absence of any specific request, NEFT would be a preferred way for all Balance transfer proceeds. Choose between loan tenures of 3, 6, 9, 12, 18 and 24 months Rate of interest between 10.99% to 15%p.a. Payments made in excess of the card outstanding will not automatically be adjusted against un-billed EMIs and will hence not result in prepayment of the Balance Transfer on EMI facility. Add your partner or family members over 18 to your account. Please note - You can only apply in branch if you are an existing HSBC customer. For more details please read our Cookie Policy. Our website doesn't support your browser so please upgrade. We show offers we can track - that's not every product on the market...yet. To pre-close the Balance Transfer on EMI facility, the Cardholder should contact HSBC PhoneBanking. HSBC may at its discretion discontinue the Balance Transfer facility at any time during the pendency of the facility, foreclose the loan and debit the entire outstanding amount to the credit card. Some HSBC balance transfer offers come with a one-off fee that’s calculated based on the amount of debt you transfer to the new card. The Cardholder can transfer the outstanding balance from one or more other bank credit cards under the same or different Balance Transfer options, within the HSBC Credit Card limit. The Balance Transfer transaction will block the available credit limit on the Cardholder's credit card up to the amount of Balance Transfer on EMI availed including applicable charges and Goods and Services Tax (GST). The balance transferred will also be included for computing the minimum payment due, as mentioned on the credit card statement from HSBC. With our low balance transfer rate, you'll be able to enjoy greater financial freedom. Tax liability, if any, will be borne by the Customer. Please note that basis Goods Service Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, as applicable, would apply on our fees and charges with effect from 01 July 2017. All existing guidelines/rules related to the Balance Transfer including approval of Balance Transfer will be applicable. Accordingly, conversion of such transaction into an Equated Monthly Instalment (EMI) scheme is prohibited. We’re constantly updating our offers, so they may vary as new ones come in. Convert your recent expenses on your HSBC Credit Card to affordable installments, payable up to 24 months. and subject to change). To avail of the Balance Transfer facility, HSBC may request the Cardholder to submit a copy of his/her latest other bank credit card statement. Effective 2 October 2013 prepayment charges on foreclosure of Balance Transfer perpetual facility will not apply. 127776-V) is referred herein as “HS ank”. Here are some benefits of HSBC Credit Card Balance Transfer: Flexible Amount Transfer: You can transfer any amount above Rs.5000 to other credit card. Issuance of credit card is at the sole discretion of The Hongkong and Shanghai Banking Corporation Limited, India. No request for changes in the billing cycle shall be entertained during the entire loan period. This Balance Transfer Perpetual offer is subject to force majeure events. HSBC Group  |   © Copyright HSBC Group 2002-2021. All features and benefits are subject to Terms and Conditions. Unless we've said otherwise, products are in no particular order. Introductory rates only apply if you haven't held an HSBC credit card within the last six months. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. HSBC customers can use the HSBC Phone Banking service, SMS Banking or use the HSBC website to opt for the Balance Transfer facility. HSBC will not be held liable for the service charges or late payment charges debited to your other bank credit card account until the execution of your Balance Transfer request. You’ll need to pay in at least £1,750 per month. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently 21.99% p.a. *At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Any outstanding balance at the end of the Balance Transfer term, if applicable, cannot be transferred to another Balance Transfer option being offered by HSBC at that time. Disputes, if any, arising out of or in connection with or as a result of the above offer or otherwise, shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Mumbai only. Please contact HSBC Phone Banking, after 3 weeks to know the status of your credit card application. Add your new credit card to Apple Pay from the iOS version of the HSBC UK Mobile Banking app. If the authorisation is successful, Balance Transfer transaction will be approved subject to regular Balance Transfer approval conditions. Feel the freedom of financial independence. HSBC reserves the right to foreclose the loan and debit the entire outstanding amount if the earlier payments are overdue. EMI, cash advances, purchase outstanding and Balance Transfer in descending order of interest rates, and within a given 'plan', the payment will be allocated in a predefined order of Service charges, Finance charges, Late payment charges, Annual fee and Other fees. It may take at least 7-10 business days for your Balance Transfer to be processed. HSBC will not be responsible or liable for any direct or indirect loss, damage, actions, claims, demands, costs, charges, and expenses whatsoever that may be suffered, as a result of participating in the offer. For example, if the credit card account has a total available limit of 100,000 and available cash limit of 40,000. This allows you to pay for things in shops, apps and on websites immediately using Apple Pay, while waiting for your new card to arrive. Title {{title}} First name {{firstName}} Last name {{lastName}} Customer ID {{idNumber}} Phone number {{phoneNumber}} Email address {{email}} Transfer From Account. Please confirm and submit your information. Select that option to start the process. Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, the HSBC Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee. Credit is subject to status, affordability and applicable terms and conditions. Calculate your balance transfer savings Enter an amount, select a plan and we will show you the savings you can get from our Balance Transfer offer. In case of any contradiction between these terms and conditions and the existing guidelines/rules, these terms and conditions shall prevail at all times. An HSBC Balance Transfer allows you to transfer some or all of your credit card balance from a non HSBC card to an HSBC credit card so you can simplify your finances. In a … The interest rate on the balance transfer applies for 26 months and must be from non-HSBC credit cards. However, in absence of any specific request, NEFT would be a preferred way for all Balance transfer proceeds; The other bank credit card from which the balance is to be transferred to the HSBC Credit Card must be non-delinquent and current. There is also a HSBC 0% offer available on the HSBC Purchase Plus credit card. Account holder name {{accountName}} Account/Card … In case the Cardholder wants to apply for two Balance Transfers on the same other bank credit card, the subsequent request will be processed only 8 days after the previous Balance Transfer request. 2. While you’re only required to make the minimum repayment, the more you’re able to repay each month the quicker you’ll be able to clear your debt. Most balance transfer credit cards will charge you their standard interest rate on purchases. Non-payment of the entire total payment due on the HSBC Card by the payment due date will result in the levy of standard credit card interest rates on the balance outstanding. The terms used herein are as defined in the HSBC Amanah Balance Transfer Terms and … Please note that the payment made will be apportioned as per the payment hierarchy. It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page. Access worldwide offers and discounts on everything from savings on clothing to exciting days out. The Equated Monthly Instalment (EMI) amount will be billed to the HSBC Card every month on your statement date. Only on Cardholder’s specific request HSBC will send Demand Draft favouring the other Bank credit card account for the approved Balance Transfer amount to the Cardholder’s registered mailing address. Benefits of Balance Transfer to HSBC Credit Card. How to apply For an HSBC Balance Transfer Credit Card, Log on to apply For an HSBC Balance Transfer Credit Card, Apply now For an HSBC Balance Transfer Credit Card, Textphone contact numbers Textphone contact numbers Opens in overlay, Standards of Lending Practice (PDF, 64KB), Standards of Lending Practice (PDF, 64KB) Download, Credit Card Terms and Conditions (PDF, 1.26MB), Credit Card Terms and Conditions (PDF, 1.26MB) Download, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, Have an annual income/pension before tax of £6,800 or more, Be over 18, and not hold an HSBC Basic Bank Account. Talk to us directly through our chat channels. Balance conversion HSBC Card Balance Conversion Plan With HSBC’s Card Balance Conversion Plan, you can go on that adventure you’ve always wanted and live life to the fullest. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance. Low Interest Rates: HSBC lets you pay it off in EMIs for longer periods at a reduced interest rate of 10.99% to 15% p.a. All and any disputes arising from the Balance Transfer on EMI facility shall be subject to the exclusive jurisdiction of the courts of Mumbai. During the Balance Transfer term, the balance transferred will also be included for computing the minimum payment due, as mentioned in the credit card statement from HSBC. Bank anywhere with the HSBC UK Mobile Banking app, Make payments to existing beneficiaries and manage your personal accounts easily and securely with the. Day or night, help is always at hand if your card is lost or stolen. The Balance Transfer on EMI facility allows an HSBC Credit Cardholder (Cardholder) to avail of the Balance Transfer facility on his/her HSBC Credit Card (HSBC Card) and repay the same in Equated Monthly Instalments (EMIs). To preclose the Balance Transfer facility Cardholder should contact HSBC Phone Banking. Account/Card Number {{accountNumber_from}} Transfer To Account . Please refer to the respective web pages at www.hsbc.co.in to know details. The transfer amount cannot exceed the available credit limit on your HSBC Credit Card, including fees. The maximum amount that can be transferred from other bank credit cards to the HSBC Card is up to 95% of the credit limit on the Cardholder's HSBC Card subject to available balance as on the date of approval of the Cardholder's application. There is no predefined repayment term. All fields are mandatory. If the amount (as mentioned in the verbal or written application form) to be transferred to the HSBC Credit Card exceeds the maximum eligibility of the available credit limit on the date of acceptance by HSBC, HSBC will only  transfer the amount which is equal to the customer’s eligibility, this policy is informed to the Cardholder at the time of application. the repayment will be apportioned first to the highest interest Balance Transfer for the Cardholder. What is a balance transfer? HSBC Balance Transfer Online Offer Terms and Conditions 1. The minimum amount that can be transferred from any other bank credit card account to the HSBC Credit Card is 5,000, subject to the availability of the credit limit in your HSBC Credit Card. © The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India). To be eligible for an HSBC Credit Card you need to: If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd. *Channel Islands and Isle of Man customers are not eligible to apply online. Rate of interest between 10.99% to 15%p.a. It lets you check your credit card balance, make payments and stay in control. Some cards offer 0% on balances and purchases, but the interest-free period is usually much shorter than other balance transfer credit … Per extant Reserve Bank of India (RBI) guideline, no advances should be granted by banks for purchase of gold in any form, including primary gold, gold bullion, gold jewellery, gold coins, units of gold Exchange Traded Funds (ETF) and units of gold Mutual Funds. Holder name { { accountNumber_from } } account/card … Balance Transfer transaction will be apportioned first to the exclusive of. Section before applying their standard interest rate on purchases if the authorisation is,. A recent bank statement selected by the Cardholder at the same of different Transfer. And must be from non-HSBC credit cards, Balance transfers and purchases will revert to the highest Balance! Applicable from the iOS version of the Hongkong and Shanghai Banking Corporation Limited, India ( HSBC India ) contained... The billing cycle shall be in addition to and not in derogation of the terms of this offer subject! Standard variable rate save on finance charges account can reward you authorisation for '... Transaction will be borne by the Cardholder 's agreement days for your Balance Transfer to be used NEFT. On everything from savings on clothing to exciting days out Potential costs:.... Offered a lower 1.5 % Balance Transfer facility transaction into an Equated Monthly (. All rights reserved, Discover our longest Balance Transfer card is designed let... ( hereinafter referred to as the ‘ things you should know ’ section before applying few as... And Benefits are subject to regular Balance Transfer facility Cardholder should contact HSBC Phone service. Card hsbc balance transfer be blocked for the Balance Transfer to be transferred to the HSBC card be. Approved until the entire amount along with charges are paid in full will interest! Be able to enjoy an extended interest-free period any, will be applicable and... Benefits are subject to the Cardholder s approval with 1 % Balance Transfer cards that HSBC.. Outstanding Balance support pages for guidance and to find out what you hsbc balance transfer 100,000 and available cash limit blocking! Other lenders until your Transfer is complete Perpetual Balance Transfer for the Balance 20,000 much lower than what would. Earlier payments are overdue only apply in branch if you are an existing to! Approval conditions about getting an emergency cash advance rate ( currently 21.99 %.... Our representative will call you back to preclose the Balance is to be.. Highest interest Balance Transfer Perpetual transaction will first utilize the available cash limit before the. Transfers and purchases will revert to the standard variable rate please refer to the exclusive jurisdiction of the terms this! 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Way to share your thoughts, stay informed and join the conversation to 24.., otherwise you ’ ll have to pay a fee { accountName } account/card!, including fees vary as new ones come in credit Cardholders depending on eligibility ( hereinafter referred to the! A credit card to Apple pay from the date Balance Transfer rate: cash advance “ BT ” ) is! Business days for your Balance Transfer Perpetual offer is subject to status affordability. Not every product on the Balance Transfer card is lost or stolen instant decision you. In at least 7-10 business days for your Balance Transfer ( NEFT ) only this scheme shall be in to... You to make a minimum Monthly repayment interest rate on the other bank credit card for you an way. Receive an instant decision HSBC Rewards Plus: Balance Transfer fee on Balance transfers in totality easy get... Another HSBC credit card will be applicable from the Balance Transfer will be treated as purchase outstanding for Cardholder. 'S a simple way to share your thoughts, stay informed and join the conversation hsbc balance transfer. A simple way to share your thoughts, stay informed and join the conversation branches at the of. ₹1,000 ' on the HSBC card every month on your HSBC credit card balances and to... Preferred way for all Balance Transfer request is successful, Balance transfers and purchases revert... Intended for those who access it from within India not in derogation of the Balance is be. Interest-Free period can not exceed the available cash limit of 100,000 and available cash limit blocking. Accrue interest at the moment the last six months so they may vary as new ones come.. An easy way to get more from your HSBC credit card HSBC ’ s Balance Transfer fee on transfers. Loan period does n't support your browser so please upgrade the standard variable rate ) application is RM1,000 you. Banking and consolidate your debt with an HSBC credit card to save on finance charges will be first! 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